Business Line of Credit (Revolving LOC)
Have Funds When You Need Them Most
When banks can’t help, we can. Revolving LOCs up to $150,000 .
Receive a decision in 1 business day —and as fast as 1 hour —with only a soft credit pull .*
Benefits
Small business focus — built to fuel growth
Better fee structure — clear draw/balance fees, zero penalties, savings for early payoff
How a Revolving LOC Works
A revolving line of credit lets you draw funds up to your limit, repay, and draw again. You only pay interest on what you use.
Key Features
Approval up to $150k — funds reserved for when you need them
Draw as needed — take all or part of the available amount
Up to 1 year to repay any draws
Automatic weekly repayment (principal + interest)
Monthly repayment option available for preferred customers**
New draws available — as you repay, funds become available again
Draw as Needed: Take all or portions of your approval amount whenever you need it.
Pay Only for What You Use: You only pay interest on the funds you have actually drawn.
Revolving Limit: As you pay back your balance, those funds become available to use again immediately.
Line of Credit (LOC) Qualification (Simple Requirements)
2+ years in business *
Less than 2 years? Try our Working Capital Advance
Anywhere in the United States *
680+ personal FICO score*
$20,000+ monthly revenue
Less than $20k/month? Try our Working Capital Advance
We are so confident that we offer a Meet or Beat Guarantee. Get $500 if our funding platform, BankBreezy™ , cannot meet or beat your best current funding offer! *
